PWR Letting Agents Nottingham and Mansfield – Recommended Requirements for Landlords
Landlord insurance options from PWR Letting Agents in Nottingham and Mansfield
PWR Letting Agents aims to offer a comprehensive letting service and as such we are able to offer a variety of insurance policies for both landlords and tenants, including the following:
Landlords package
Firth & Scott’s preferred package is underwritten by leading insurers and is suitable for single or multiple (Portfolio) properties. The Package offers a low £100 excess and up to five years no claims discount. The following key features are included as standard:
Buildings and content covers
- Malicious damage caused by tenants with no exclusion for criminal activity– often excluded from insurance policies, landlord’s whose tenants choose to maliciously damage their property are left with no recourse but to sue. Firth & Scott’s policy covers all types of malicious damage as standard, including damage caused by criminal activity such as cannabis farming)
- Accidental damage – an essential for any landlord, particularly those undertake DIY repairs
- £5,000 Landlord’s contents - essential cover for your fixtures and fittings
- Generous unoccupancy clause – providing 45 days of full insurance cover if your property is untenanted. Full cover can be maintained for longer by fulfilling straight forward criteria.
Legal and Liability covers
- £5m Property Liability - covers your legal liability for injury to third parties or their belongings while they are on your property
- Employer’s Liability – a legal requirement if you employ someone such as a gardener or caretaker
- Unlimited use of 24 hour legal and tax advice helpline - provides specialist advice on legal and tax matters for the cost of a local call
- Landlord’s Legal Solutions - helps remove the significant financial burden that often accompanies a legal dispute
- Legal indemnities cover – cover for previously unknown legal clauses affecting your property
Emergency and loss recovery covers
- Property Emergency Insurance – puts you in touch with a qualified tradesperson and covers up to two hours labour and £100 parts and materials
- Loss of rent cover (up to 30% of your property’s rebuild cost for up to 36 months) - covers your lost rental income if your property is uninhabitable due to an insured peril, particularly useful if you rely on rent to make your mortgage payments
- Loss recovery insurance (Optional)- access to an independent loss adjuster for claims over £5,000
For full details, download our landlord’s insurance leaflet, or contact Nicola Jones at Firth & Scott direct on 0115 8400 329 or email nicolajones@firthandscott.co.uk. Please mention that your letting agent is PWR to benefit from these exclusive deals.
Home Insurance (for Landlords' Own Home)
As well as insurance for your let property, Firth & Scott is also perfectly placed to source contents and buildings insurance for your family home. To find out more, including details of Firth & Scott’s specialist high net worth property package, please click here.
Rent & Legal Insurance
We take every precaution to ensure that your interests are fully protected. Unfortunately, however thorough we are in vetting prospective tenants even the most exemplary individuals may be unable to pay the rent, perhaps due to redundancy or illness. Our annual policy starts from £160.00 (including VAT) and this policy may only be taken with our full management or let only service where PWR Property Consultants complete the tenant referencing.
More information on our services is available on our Letting Agents Nottingham and Letting Agents Mansfield pages.
Please click this link to contact our Nottingham Letting Agents office or our Mansfield office.
